We are pleased to announce BUPA have made a series of enhancements to their Income Protection cover, which include a number of innovative benefits to help meet the needs of clients.
The enhancements include:
- Benefit guarantee – by verifying your salary at application, BUPA guarantee that even if your situation changes you will receive the agreed amount if you make a claim
- Exclusion discounts – if your medical history means that conditions such as back related or mental illness cannot be covered at underwriting, the premium will be reduced
- Best Doctors – all income protection policies will now have access to the Best Doctors service, providing clients with the opportunity to receive a second opinion about their condition from world renowned doctors
- Therapy Benefit – this benefit provides you with financial support for a range of complementary therapy treatments including acupuncture, chiropractic, homeopathy, osteopathy and physiotherapy up to a specified limit
- Trauma Benefit – The key person or life assured receive this benefit if a traumatic injury results in paralysis of the limbs, loss of sight, hearing, speech, hands or feet, or physical independence
- Fracture Cover Benefit – this optional benefit is payable if the key person or life assured suffers one of 18 listed fractures
- Hospital In Patient Benefit – if the key person or life assured is hospitalised through injury or illness for six nights or more we may pay up to £200 a night for up to 90 nights
These are some great benefits for people taking out key man income benefit through BUPA and something that we would be happy to discuss in more detail with you.
This information was sourced from BUPA June 2010
We use a range of other insurance providers and their products may be more suitable for your needs
These articles are for information only and does not constitute as financial advice in any way
