Legal and General’s Critical Illness Cover comes with a 5 Star rating from Defaqto, a leading UK independent research company, and have recently doubled their ABI+ illness definitions, giving clients the most* ABI+ illness definitions available from any provider for no extra cost.

ABI+ definitions go beyond the ABI model** critical illness definitions and offer wider cover for the client.

Below shows the changes made to their Critical Illness Cover Plans, increasing the ABI+ definitions from 4 to 11. This is good news for those looking for Key Person Insurance with good critical illness cover as Legal & General tend to be good on price too. Ask us for a key man quote now and see how much cover with Legal and General costs.

Critical Illness	ABI+ before 23 May 2010	ABI+ after 23 May 2010
Aorta graft surgery – requiring surgical replacement.
Benign brain tumour – resulting in either surgical removal or permanent symptoms.
Coma - resulting in permanent symptoms.
Coronary artery by-pass grafts – with surgical thoracotomy.
Heart attack – of specified severity.
HIV infection – caught from a blood transfusion, physical assault or accident at work.
Heart valve replacement or repair – with surgical thoracotomy.
Loss of hand or foot – permanent physical severance.
Paralysis of a limb – total and irreversible.
Parkinson’s disease – resulting in permanent symptoms.
Third degree burns – covering 20% of the surface area of the body or 50% of the face or head.

This information was sourced from Legal & General June 2010

We use a range of other insurance providers and their products may be more suitable for your needs

These articles are for information only and does not constitute as financial advice in any way